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      Aguadulce, Panama

      Aguadulce, Panama, offers country living with a relaxed pace, affordable cost of living, and friendly locals. Known for its sugar cane production, it's a small town with growing appeal among expats seeking a quieter, budget-friendly lifestyle.

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          El Cope National Park Cocle Panama Aguadulce
          AdobeStock/ Aaron

          Aguadulce Offers Country Living In Panama

          Aguadulce is a Panamanian town located in the province of Coclé and it’s known for its agricultural production, particularly its sugar cane fields and processing plants. It’s a small but important town.

          This is home to the largest and oldest sugar company in Panama, Azucarera Nacional SA (ANSA).

          Many people know Aguadulce as that annoying little town along the Pan-American Highway where traffic becomes congested…

          As you approach Aguadulce, you start to share the road with more than just other cars… Along with people, horses, bicycles, and mopeds, you might find yourself behind a truck carrying cattle to the slaughterhouse or loaded to the brim with building materials…

          It’s a misconception that traffic is all there is to this town. The other misconception is that the only attraction here is the Spanish colonial architecture.

          The lifestyle in Aguadulce, Panama, is similar to that of the southwestern United States: slow-paced country living where everybody knows each other, and nobody is in any hurry to get anywhere.

          Driving is calmer here than in Panama City.

          Honking is rare and only happens to say hello to someone. If you want to move faster, get a bicycle. You’ll find more bikes here than cars on the road.

          Kathleen

          Reviewed By Kathleen Peddicord

          Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.

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            Table Of Contents

            Getting To Aguadulce

            1. Bus:  It’s the cheapest and easiest method of transportation in Panama City. Your journey to Aguadulce begins at Albrook Mall, home to the Gran Terminal Nacional De Transporte. One-way bus fare is about US$10 per person; jubilado (or retiree) get discounts on their tickets.

            2. Car: Renting a vehicle and driving around Panama is the preferred method for most tourists. And, if you’re retiring to Panama and wish to settle in Aguadulce, you may choose to own a car.

            Aguadulce is a 3 hours and 20 minutes car ride from Panama City. The Pan-American Highway goes directly through Aguadulce. In short, you can’t miss it.

            3. Flying: The closest airport to Aguadulce is the Alonso Valderrama Airport in Chitré.From there you would need to take a bus, rent a car, or hire a taxi to get to Aguadulce.

            Most importantly, when you make plans to go to Aguadulce consider traveling sometime during the week, and when it’s not rush hour.

            Traffic can be a nightmare if you find yourself trying to head out of Panama City anywhere between 4pm to 8pm.

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              Expat Community In Aguadulce

              There is a small group of expats in Aguadulce but growing. You might bump into them while shopping or eating at one of the local restaurants. They’re friendly and willing to share general knowledge and information with you, but they don’t have a formal meeting place and mostly keep to themselves…

              One of the reasons expats are being drawn to Aguadulce is the low cost of living. Housing, food, and other expenses are very affordable compared to other parts of Panama.

              Plus, expats and retirees are also drawn here because of the slow pace of life.

              Anyone looking for a more relaxed lifestyle at an affordable price can be sure to find it in Aguadulce.

              Learning conversational Spanish is important here. Because Aguadulce isn’t a popular tourism site, English is scarcely spoken here.

              Perhaps even more important than Spanish would be to learn Panamanian terms. Words get shorted and contractions that may or may not sound like the original form of the word get created.

              Things To Do In Aguadulce

              AdobeStock/cratervalley

              Aguadulce isn’t the most visited place in Panama. Still, there are things to do here.

              Spend Time Outdoors

              If you live outside of town and own a ranch or horses, you are free to spend the day horseback riding and getting to know the area. Plus, you might even find ranch owners who may be willing to “rent” a horse and show you around.

              Hiking, walking, running, cycling, swimming, fishing, kayaking, canoeing, bird watching… the list goes on and on. You are only limited by what you don’t want to do.

              Volunteering

              Volunteer to help at a local school. Aguadulce is an active participant in the Panamá Bilingüe program, an after-school program that teaches English to Panamanian public-school students.

              Local churches are always seeking volunteers to help with community projects and events. You could plant a tree and help get Panama to its goal of a million trees planted.

              San Juan Bautista Church

              The San Juan Bautista Church was built in the 18th century. This is one of the main landmarks in Aguadulce. It has a unique blend of Spanish colonial and indigenous architectural styles.

              El Copé National Park

              El Copé National Park is about 50 minutes away from Aguadulce. Head over and spend your day on the hiking trails, birdwatching, and taking in the beautiful views of the surrounding mountains.

              Go To The Beach

              Aguadulce has several beaches nearby. Popular options are Farallón Beach, Santa Clara Beach, and Playa Blanca. All of them offer a change from your day-to-day activities at a comfortable distance of no more than one hour and 30 minutes.

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                Cost Of Living In Aguadulce

                Aguadulce is much more affordable than other places in the country. A couple could retire quite comfortably to Aguadulce on a budget of about US$1,250.

                In addition, to a slower pace of life, Aguadulce also offers a very affordable cost of living.

                Here’s a breakdown of the cost of living in Aguadulce…

                Apartment Or House Ownership Budget (For A Couple)
                Expenses Cost Notes
                Mortgage – Not included here as too variable.
                HOA Fees –
                Property Taxes 0.5% to 0.7% On properties over US$120,000 Corporations are exempt. (Many gringos have corporations as part of their residency).
                Transportation US$60 Depending on how much you use your car and how much fuel it takes.
                Gas US$6.50 Per tank for cooking.
                Electricity US$70 Per month average with air conditioning.
                Water US$10 Depending on usage.
                Cell Phone US$70 US$5 per recharge cards.
                Internet, Cable TV, Landline US$52 Más Móvil 1,000 Megas Wi-Fi 204 Cable Channels 200 Minutes Landline
                Household Help US$80 One day-long visit per week, US$20 per visit.
                Entertainment US$100 Eating out twice a week at a local restaurant and drinks twice a week at a nearby watering hole.
                Groceries US$400 Basic items for a couple.
                Medical Appointment US$50 For a checkup with a specialized doctor or a private clinic visit; basic checkup in a public hospital will range from US$10 to US$25.
                TOTAL US$898.50 Doesn’t include mortgage or property tax fees.

                Apartment Or House Rental Budget (For A Couple) In Aguadulce
                Expense Monthly Costs Notes
                Rent US$350 Furnished, two-bedroom, comfortable house.
                Transportation US$60 Depending on how much you use your car and how much fuel it takes.
                Gas US$6.50 Per tank for cooking.
                Electricity US$70 Per month average with air conditioning.
                Water US$10 Depending on usage.
                Cell Phone US$70 US$5 per recharge cards.
                Internet, Cable TV, Landline US$52 Más Móvil 1,000 Megas Wi-Fi 204 Cable Channels 200 Minutes Landline
                Household Help US$80 One day-long visit per week, US$20 per visit.
                Entertainment US$100 Eating out twice a week at a local restaurant and drinks twice a week at a nearby watering hole.
                Groceries US$400 Basic items for a couple.
                Medical Appointment US$50 For a checkup with a specialized doctor or a private clinic visit; basic checkup in a public hospital will range from US$10 to US$25.
                TOTAL US$1,248.50

                Penny-Pincher’s Budget (Bare Minimum Costs, For A Couple)
                Expense Monthly Costs Notes
                Rent US$200 Most basic kind of rental.
                Transportation US$40 Only using your car when strictly necessary.
                Gas US$6.50 Per tank for cooking.
                Electricity US$30 Without air conditioning.
                Water US$8 Depending on usage.
                Cell Phone US$70 US$5 per recharge cards.
                Internet, Cable TV, Landline US$52 Más Móvil 150 Megas Wi-Fi 199 Cable Channels 200 Minutes Landline
                Entertainment US$56 Eating out once a week at a local restaurant.
                Groceries US$200 Basic items for a couple at shopping at local vendors.
                TOTAL US$662.50

                Map Of Aguadulce, Panama

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                  Safety In Aguadulce

                  Among downsides to Aguadulce are that unemployment is high here, especially among the younger generation. The poor education system coupled with a lack of job opportunities creates an atmosphere of petty crime.

                  Stealing is usually a crime of opportunity. Leaving a bicycle unattended outside is like placing a sign on it saying, “Please take me,” which is exactly what someone will eventually do.

                  Homeowners install fences with razor wire along the top. Windows and patios usually have bars on them. Unlike other places in the country, people even lock their doors here.

                  You’ll find many nice, safe neighborhoods in Aguadulce, but common sense and simple safety precautions are always needed.

                  Climate In Aguadulce

                  Las Mesitas waterfall in Coclé, Panama. travel in panama aguadulce
                  AdobeStock/Aaron

                  Aguadulce has a warm and humid climate year-round.

                  Temperatures typically stay at 72°F. It’ll rarely go lower than that but might reach up to 93°F.

                  The warmer season in Aguadulce runs from February to April. And, the coolest season runs from June to December.

                  Health Care In Aguadulce

                  When in need of medical attention, there is Rafael Estévez Hospital as well as other facilities.

                  Given the population, there are plenty of doctors available who can manage a broad spectrum of illnesses. Ambulance service is also available here.

                  Caja de Seguro Social (CSS) is Panama’s social security fund. Created in 1941, it supplies services to 84% of Panama’s population, administering the social insurance system for the entire country.

                  Most importantly, in Aguadulce, the CSS provides the medical service for the entire district.

                  As a non-Panamanian you’ll be required to pay (cash) for all medical services rendered at a CSS facility. Plus, CSS charges are the lowest in the country.

                  Even without insurance, you’ll pay what most expats consider a pittance compared to the cost in your home country.

                  On the eastern side of Aguadulce District, Penonomé is the closest place for other health care options.

                  On the western side of the district, you’re closer to Chitré and Santiago. Both are about 30 minutes away and have state of-the-art facilities.

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                    Kathleen

                    Reviewed By Kathleen Peddicord

                    Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.

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                      Table Of Contents

                      Aguadulce, Panama- FAQs

                      Submit Your Own Questions

                      Aguadulce is a good place to retire if you’re looking for a place that offers a low cost of living, a relaxed lifestyle, and friendly locals. However, it doesn’t have a large expat community yet, but it’s growing.

                      Generally speaking, Aguadulce is safe. However, petty theft is common here. Above all, we recommend you always lock your house and car doors when leaving, always keep your personal items on you, and don’t wear anything flashy that might attract unwanted attention.

                      Aguadulce is known as an agricultural area. Its main products are sugar cane and salt.

                      A couple can live comfortably in Aguadulce on a budget of US$1,300. It’ll all depend on your lifestyle choice.

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