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Top Destinations:
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Home » Best Countries To Live, Invest, And Retire Overseas » Panama: Everything You Need To Know 2025 » Cerro Azul, Panama
Cerro Azul, Panama is a paradise for many expats. Here's the breakdown of how you can launch a new life here including cost of living...
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Cerro Azul features incredible panoramas from nearly every perspective. In the far-off distance, the bright towers of Panama City can be spotted, a mere hour’s drive away. The air is delightfully cool and exceptionally clean, making it a perfect escape.
Cerro Azul, nestled in the Chagres National Park, offers a unique mix of tranquility and convenience just 45 minutes from Panama City.
So, let’s explore the serene mountain community, highlighting its cost of living, housing options, and the best neighborhoods for expats seeking a peaceful retreat without sacrificing modern amenities.
Cerro Azul, Panama, presents a picturesque setting with cooler temperatures, stunning natural beauty, and a strong sense of community, making it an attractive option for those looking to escape the hustle of city life while staying connected to it.
Reviewed By Kathleen Peddicord
Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.
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Cerro Azul offers a more budget-friendly living option when compared to larger cities in the US or Europe, appealing to individuals looking for a cost-effective lifestyle surrounded by nature.
The cost of living in Cerro Azul, Panama, is regarded as quite low in comparison to various other parts of the globe.
A considerable portion of the expenses is attributed to housing, with 2-bedroom homes in attractive areas such as Los Altos de Cerro Azul priced around $800 per month. This makes it a budget-friendly choice for retirees or individuals looking for a more economical lifestyle surrounded by natural beauty.
However, factors like the availability of local amenities and the specific neighborhood within Cerro Azul can influence the overall living costs.
The real estate market in Cerro Azul is growing. Those moving to Cerro Azul want a break from city life and a place to roam free.
Prices range from US$70,000 for simple bungalow-style houses to up to US$800,000 for luxury chalets.
To find the best deals in Panama you should check out local listings online (the website Encuentra 24 is a solid starting point) and visit the area in person to scout out unposted properties. Now is the best time to buy property in Cerro Azul as it’s still selling below market price.
Altos de Cerro Azul is an ideal place for expats looking for peace and tranquility in a family friendly setting close to the city. The air is clean and the weather, though rainier because of its location in the rain forest, is crisp and refreshingly cool.
There are so many housing options that it might be difficult to make up your mind. Overall, it’s a prime area for investment, so don’t get left behind.
Once you become an owner, you’ll have access to other amenities in the area. Residents have created a network of businesspeople who offer a range of services from plumbing and electrical to medical and veterinary.
With limited public transportation alternatives available, having a personal vehicle in Cerro Azul could become a necessity, contributing to higher costs.
Expense | Monthly Costs | Notes |
---|---|---|
Mortgage | - | Depends on the bank and cost of the property. |
HOA Fees | - | N/A |
Property Taxes | - | Not included here as too variable. |
Transportation | US$100 | Gas and maintenance for a private car, plus the occasional Uber or public transportation. (An Uber costs about US$12 from 24 de Diciembre to Altos de Cerro Azul. The same route in bus costs US$1.) |
Gas | US$6.50 | A 25 lb. cooking gas tank costs about US$80, and filling it costs US$6.50. (A tank usually lasts longer than a month.) |
Electricity | US$100 | Using air conditioning. |
Water | US$20 | Including maintenance costs. |
Cell Phone | US$60 | Basic cell phone plan for two people. |
Internet | US$55 | For a plan with high-speed internet (300 Mbps) and 220 TV channels. |
Cable TV | - | Bundled with internet. |
Household Help | US$250 | US$30 per day twice a week. |
Entertainment | US$353 | Eating out twice a week at a mid-range, local restaurant: US$32 (about US$8 per meal per person). Local drinks twice a week at a nearby watering hole: US$50 (varies greatly: a domestic beer costs US$2.50 to US$4. A cocktail can set you back US$10 or more depending on the establishment. If you drink mostly cocktails, budget around US$100 for drinks twice a week). Movie theater trip twice a month: US$25 (US$6.25 per ticket for 2D viewing). Doesn’t include food. |
Groceries | US$600 | Monthly grocery haul for a couple. |
Gym Membership | US$25 | Basic plan. |
Medical Appointment | US$80 | Consultation at a private clinic. |
TOTAL | US$1,649.50 | Doesn’t include mortgage or property taxes. |
Expense | Monthly Costs | Notes |
---|---|---|
Rent | US$1,000 | Houses in Altos de Cerro Azul rent for US$800 to US$1,200 a month depending on the size. |
Transportation | US$100 | Gas and maintenance for a private car, plus the occasional Uber or public transportation. (An Uber costs about US$12 from 24 de Diciembre to Altos de Cerro Azul. The same route in bus costs US$1.) |
Gas | US$6.50 | A 25 lb. cooking gas tank costs about US$80, and filling it costs US$6.50. (A tank usually lasts longer than a month.) |
Electricity | US$100 | Using air conditioning. |
Water | US$10 | |
Cell Phone | US$60 | Basic cell phone plan for two people. |
Internet | US$60 | For a plan with high-speed internet (300 Mbps) and 220 TV channels. |
Cable TV | - | Bundled with internet. |
Household Help | US$250 | US$30 per day twice a week. |
Entertainment | US$353 | Eating out twice a week at a mid-range, local restaurant: US$32 (about US$8 per meal per person). Local drinks twice a week at a nearby watering hole: US$50 (varies greatly: a domestic beer costs US$2.50 to US$4. A cocktail can set you back US$10 or more depending on the establishment. If you drink mostly cocktails, budget around US$100 for drinks twice a week). Movie theater trip twice a month: US$25 (US$6.25 per ticket for 2D viewing). Doesn’t include food. |
Groceries | US$600 | Monthly grocery haul for a couple. |
Gym Membership | US$25 | Basic plan. |
Medical Appointment | US$80 | Consultation at a private clinic. |
TOTAL | US$2,644.50 |
Expense | Monthly Costs | Notes |
---|---|---|
Rent | US$500 | Rent for a small one-bedroom, one-bathroom house. |
Transportation | US$50 | Using private vehicle sparingly and getting around on foot or public transportation as much as possible. |
Gas | US$6.50 | A 25 lb. cooking gas tank costs about US$80, and filling it costs US$6.50. (A tank usually lasts longer than a month.) |
Electricity | US$35 | No air conditioning, only fans. |
Water | US$10 | |
Cell Phone | US$60 | Basic cell phone plan for two people. |
Internet | US$32 | A basic plan with internet, cable, and landline telephone service. |
Cable TV | - | Bundled with internet. |
Entertainment | US$128 | Eating out twice a week at a mid-range, local restaurant: US$32 (about US$8 per meal per person). |
Groceries | US$300 | All local-brand items only, shopping at markets and local grocery stores. |
TOTAL | US$1,121.50 |
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Altos de Cerro Azul is in the 24 de Diciembre municipality, so you’ll commute along the Vía Tocumen highway.
Once in 24 de Diciembre, you’ll veer left and when you see the Fucer water park, the next turn on the left is the road to Cerro Azul. As you make your way up the mountain, you’ll see stones marked with the remaining distance to the right.
When you get to the 1-kilometer mark, the entrance will be after the hardware store COMASA on the left. When we visited this area 12 years ago, there were mostly plots of land being sold and few houses. Today, the area has been developed. Enviable homes and gorgeous landscaping on each property.
You can enjoy the restaurants, which serve a variety of foods. Hacienda Mi Montañita has spectacular views and is a nice place to stay if you want to scout out the area. There are many other options for accommodation as well.
The area offers a wide range of activities for the adventurer with lots of hiking trails to explore and rivers and waterfalls to dip in afterwards. Las Cascadas de Romeo y Julieta are the most famous waterfalls in the area, but there are plenty of others that you can visit, too.
On Saturdays, the community opens up their mercadito at the Casa del Lago where small businessowners showcase their products for sale and entertain future business investors.
There’s also a small mini supermarket where you can buy fruits and vegetables.
After browsing the market, you can enjoy views of the lake and ducks while sipping on juice or your favorite drink from the always-present food trucks.
Other entertainment options for adults include yoga events and professional and personal development talks. There are also activities for children.
For example, Altos de Cerro Azul is a family oriented community, and hikes and picnics are occasionally planned for people of all ages. They usually happen on early Sunday mornings so attendees can watch the sun rise over the pristine mountains.
Anyone interested in volunteering, can sign up for other group activities such as Scouts Panama, which focuses on the preservation and prosperity of the Chagres National Park region. They also work towards creating a circular economy among community members.
There’s a police station at the entrance to Altos de Cerro Azul if security is one of your concerns. The guards are always available and can be called if needed.
For medical care, you can either send a message to your neighbors to find out if there’s a doctor in the area or go to the nearest health center that’s about 5 kilometers (3 miles) from the entrance.
Living in a remote area 45 minutes from Panama City has never looked this appealing. Situated in the rainy Chagres National Park region, you’ll find luscious greenery, fascinating wildlife, and exotic birds in an exclusive gated community called Altos de Cerro Azul.
With temperatures ranging from 16ºC (61ºF) to 28ºC (83ºF) and “a peace that passeth all understanding,” this is an ideal place to live, offering you the chance to disconnect and relax while still having the excitement of city life nearby.
In short, Cerro Azul, Panama, is a dream come true for birdwatchers, a sanctuary for nature lovers, and a perfect spot for anyone wanting to slow down and enjoy life.
Reviewed By Kathleen Peddicord
Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.
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Cerro Azul is a hilly area in Panama Province. You can easily find a well-marked road that takes you from the town of 24 de Diciembre in the Panama District of Panama City right up to Cerro Azul.
Fun fact about Cerro Azul: The mountains there rise to about 950 meters high.
In Cerro Azul, Panama, the weather is a mixed bag. During the rainy season, expect it to be warm and cloudy. However, the dry season brings hot, breezy, and partly cloudy days. Overall, it feels pretty muggy all year long.
Throughout the year, temperatures in Cerro Azul usually range from 69°F to 86°F, hardly dipping below 65°F or climbing above 89°F.
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