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    Cerro Azul, Panama

    Cerro Azul, Panama is a paradise for many expats. Here's the breakdown of how you can launch a new life here including cost of living...

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        View on the way to Altos de Cerro Azul
        View on the way to Altos de Cerro Azul

        Cerro Azul, Panama

        Cerro Azul, nestled in the Chagres National Park,  offers a unique mix of tranquility and convenience just 45 minutes from Panama City.

        So, let’s explore the serene mountain community, highlighting its cost of living, housing options, and the best neighborhoods for expats seeking a peaceful retreat without sacrificing modern amenities.

        Cerro Azul presents a picturesque setting with cooler temperatures, stunning natural beauty, and a strong sense of community, making it an attractive option for those looking to escape the hustle of city life while staying connected to it.

        Check the currency conversion at today’s exchange rate.

        Kathleen

        Reviewed By Kathleen Peddicord

        Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.

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          Table Of Contents

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            Cost Of Living In Cerro Azul, Panama

            Apartment Or House Ownership Budget (For A Couple)

             
            Expense Monthly Costs Notes
            Mortgage - Depends on the bank and cost of the property.
            HOA Fees - N/A
            Property Taxes - Not included here as too variable.
            Transportation US$100 Gas and maintenance for a private car, plus the occasional Uber or public transportation. (An Uber costs about US$12 from 24 de Diciembre to Altos de Cerro Azul. The same route in bus costs US$1.)
            Gas US$6.50 A 25 lb. cooking gas tank costs about US$80, and filling it costs US$6.50. (A tank usually lasts longer than a month.)
            Electricity US$100 Using air conditioning.
            Water US$20 Including maintenance costs.
            Cell Phone US$60 Basic cell phone plan for two people.
            Internet US$55 For a plan with high-speed internet (300 Mbps) and 220 TV channels.
            Cable TV - Bundled with internet.
            Household Help US$250 US$30 per day twice a week.
            Entertainment US$353 Eating out twice a week at a mid-range, local restaurant: US$32 (about US$8 per meal per person). Local drinks twice a week at a nearby watering hole: US$50 (varies greatly: a domestic beer costs US$2.50 to US$4. A cocktail can set you back US$10 or more depending on the establishment. If you drink mostly cocktails, budget around US$100 for drinks twice a week). Movie theater trip twice a month: US$25 (US$6.25 per ticket for 2D viewing). Doesn’t include food.
            Groceries US$600 Monthly grocery haul for a couple.
            Gym Membership US$25 Basic plan.
            Medical Appointment US$80 Consultation at a private clinic.
            TOTAL US$1,649.50 Doesn’t include mortgage or property taxes.

            Apartment Or House Rental Budget (For A Couple) In Cerro Azul, Panama

             
            Expense Monthly Costs Notes
            Rent US$1,000 Houses in Altos de Cerro Azul rent for US$800 to US$1,200 a month depending on the size.
            Transportation US$100 Gas and maintenance for a private car, plus the occasional Uber or public transportation. (An Uber costs about US$12 from 24 de Diciembre to Altos de Cerro Azul. The same route in bus costs US$1.)
            Gas US$6.50 A 25 lb. cooking gas tank costs about US$80, and filling it costs US$6.50. (A tank usually lasts longer than a month.)
            Electricity US$100 Using air conditioning.
            Water US$10
            Cell Phone US$60 Basic cell phone plan for two people.
            Internet US$55 For a plan with high-speed internet (300 Mbps) and 220 TV channels.
            Cable TV - Bundled with internet.
            Household Help US$250 US$30 per day twice a week.
            Entertainment US$353 Eating out twice a week at a mid-range, local restaurant: US$32 (about US$8 per meal per person). Local drinks twice a week at a nearby watering hole: US$50 (varies greatly: a domestic beer costs US$2.50 to US$4. A cocktail can set you back US$10 or more depending on the establishment. If you drink mostly cocktails, budget around US$100 for drinks twice a week). Movie theater trip twice a month: US$25 (US$6.25 per ticket for 2D viewing). Doesn’t include food.
            Groceries US$600 Monthly grocery haul for a couple.
            Gym Membership US$25 Basic plan.
            Medical Appointment US$80 Consultation at a private clinic.
            TOTAL US$2,639.50

            Penny-Pincher’s Budget (Bare Minimum Costs, For A Couple)

             
            Expense Monthly Costs Notes
            Rent US$500 Rent for a small one-bedroom, one-bathroom house.
            Transportation US$50 Using private vehicle sparingly and getting around on foot or public transportation as much as possible.
            Gas US$6.50 A 25 lb. cooking gas tank costs about US$80, and filling it costs US$6.50. (A tank usually lasts longer than a month.)
            Electricity US$35 No air conditioning, only fans.
            Water US$10
            Cell Phone US$60 Basic cell phone plan for two people.
            Internet US$28 A basic plan with internet, cable, and landline telephone service.
            Cable TV - Bundled with internet.
            Entertainment US$128 Eating out twice a week at a mid-range, local restaurant: US$32 (about US$8 per meal per person).
            Groceries US$300 All local-brand items only, shopping at markets and local grocery stores.
            TOTAL US$1,117.50

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              The Best Neighborhood In Cerro Azul, Panama For Expats

              By Shaunette Bailey

              An exclusive property in Altos de Cerro Azul
              An exclusive property in Altos de Cerro Azul

              Living in a remote area 45 minutes from Panama City has never looked this appealing. Situated in the rainy Chagres National Park region, you’ll find luscious greenery, fascinating wildlife, and exotic birds in an exclusive gated community called Altos de Cerro Azul.

              With temperatures ranging from 16ºC (61ºF) to 28ºC (83ºF) and “a peace that passeth all understanding,” this is an ideal place to live, offering you the chance to disconnect and relax while still having the excitement of city life nearby.

              Altos de Cerro Azul is in the 24 de Diciembre municipality, so you’ll commute along the Vía Tocumen highway.

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                Once in 24 de Diciembre, you’ll veer left and when you see the Fucer water park, the next turn on the left is the road to Cerro Azul. As you make your way up the mountain, you’ll see stones marked with the remaining distance to the right.

                When you get to the 1-kilometer mark, the entrance will be after the hardware store COMASA on the left. When I visited this area 12 years ago, there were mostly plots of land being sold and few houses. So when I was invited by friends to visit recently, I was stunned by how much the area has been developed. Enviable homes and gorgeous landscaping on each property caught my attention.

                What I most enjoyed were the restaurants, which serve a variety of foods. Hacienda Mi Montañita has spectacular views and is a nice place to stay if you want to scout out the area. There are many other options for accommodation as well.

                Visitors can rent a cabin at Hacienda Mi Montañita and grab a bite to eat at Ida's Cooking
                Visitors can rent a cabin at Hacienda Mi Montañita and grab a bite to eat at Ida's Cooking

                Once you become an owner, you’ll have access to other amenities in the area. Residents have created a network of businesspeople who offer a range of
                services from plumbing and electrical to medical and veterinary.

                There’s a police station at the entrance to Altos de Cerro Azul if security is one of your concerns. The guards are always available and can be called if needed.

                For medical care, you can either send a message to your neighbors to find out if there’s a doctor in the area or go to the nearest health center that’s about 5 kilometers (3 miles) from the entrance.

                The area offers a wide range of activities for the adventurer with lots of hiking trails to explore and rivers and waterfalls to dip in afterwards. Las Cascadas de Romeo y Julieta are the most famous waterfalls in the area, but there are plenty of others that you can visit, too.

                On Saturdays, the community opens up their mercadito at the Casa del Lago where small businessowners showcase their products for sale and entertain future business investors.

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                  Mercadito San Miguel takes place every Saturday in Altos de Cerro Azul
                  Mercadito San Miguel takes place every Saturday in Altos de Cerro Azul

                  There’s also a small mini supermarket where you can buy fruits and vegetables.

                  After browsing the market, you can enjoy views of the lake and ducks while sipping on juice or your favorite drink from the always-present food trucks.

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                    Other entertainment options for adults include yoga events and professional and personal development talks. There are also activities for children.

                    Casa del Lago, where the weekly Saturday market is held
                    Casa del Lago, where the weekly Saturday market is held

                    Altos de Cerro Azul is a family oriented community, and hikes and picnics are occasionally planned for people of all ages. They usually happen on early Sunday mornings so attendees can watch the sun rise over the pristine mountains.

                    If you’re interested in volunteering, you can sign up for other group activities such as Scouts Panama, which focuses on the preservation and prosperity of the Chagres National Park region. They also work towards creating a circular economy among community members.

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                      The real estate market in Cerro Azul is growing. Those moving to Cerro Azul want a break from city life and a place to roam free.

                      Prices range from US$70,000 for simple bungalow-style houses to up to US$800,000 for luxury chalets.

                      To find the best deals in Panama you should check out local listings online (the website Encuentra 24 is a solid starting point) and visit the area in person to scout out unposted properties. Now is the best time to buy property in Cerro Azul as it’s still selling below market price.

                      Altos de Cerro Azul is an ideal place for expats looking for peace and tranquility in a family friendly setting close to the city. The air is clean and the weather, though rainier because of its location in the rain forest, is crisp and refreshingly cool.

                      There are so many housing options that it might be difficult to make up your mind. One thing is certain—it’s a prime area for investment, so don’t get left behind.

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                        Kathleen

                        Reviewed By Kathleen Peddicord

                        Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.

                        Escape The World In The

                        Caribbean's #1
                        Retirement Haven

                        Belize Conference

                        Feb. 19-21, 2025

                        LEARN MORE!

                        Start Your New Overseas Life Today

                        A world full of fun, adventure, and profit awaits! Sign up for our free daily e-letter, Overseas Opportunity Letter, and we’ll send you a FREE report on the 10 Best Places To Retire In Style Overseas Today 2024






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                          Cerro Azul, Panama- FAQs

                          Submit Your Own Questions

                          Cerro Azul is a hilly area in Panama Province. You can easily find a well-marked road that takes you from the town of 24 de Diciembre in the Panama District of Panama City right up to Cerro Azul.

                          Fun fact about Cerro Azul: The mountains there rise to about 950 meters high.

                           In Cerro Azul, Panama, the weather is a mixed bag. During the rainy season, expect it to be warm and cloudy. However, the dry season brings hot, breezy, and partly cloudy days. Overall, it feels pretty muggy all year long.

                          Throughout the year, temperatures in Cerro Azul usually range from 69°F to 86°F, hardly dipping below 65°F or climbing above 89°F.

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