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David is the capital of the Chiriquí Province and the third-largest city in Panama, with over 80,000 residents.
In a country with few concentrated population zones, it stands out for its size and busyness.
It’s western Panama’s commercial center, home to shopping malls, restaurants, car dealerships, international banks, and more conveniences.
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There aren’t many planned communities in downtown David. Most are at least 30 minutes away by car. And, if you know much about Panama, you know that traffic jams can make a quick commute a never-ending one.
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| Expense | Monthly Cost | Notes |
|---|---|---|
| Mortgage | US$0 | Most homes in the area are affordable and can be paid for at closing. |
| HOA Fees | US$0 | Planned communities aren’t common in the area but there are some start-ups. |
| Property Taxes | – | Highly variable. Property tax rate is only 0.5% for property values from US$120,001 to US$250,000, while properties with values of US$250,001 and above pay a rate of 0.7%. |
| Transportation | US$60 | Monthly gas for a private car. |
| Gas | US$7 | A tank of cooking gas will generally last longer than 1 month. |
| Electricity | US$100 | Using A/C at night. |
| Water | US$7.50 | If you’re over 65 your bill is reduced. |
| Cell Phone | US$5 and up | You can purchase calling cards, there’s no need for a set plan. |
| Internet | US$74 | 1,000 Mbps, 2 Cable boxes. |
| Cable TV | – | Bundled with internet. English channels included. |
| Household Help | US$120 | US$15 a day twice a week. |
| Entertainment | US$472 | Eating out twice a week at a mid-range, local restaurant: US$100. Local drinks twice a week at a nearby watering hole: US$15. Movie theater trip twice a month: US$12 (US$3 per ticket for retirees). |
| Groceries | US$400 | Depends on how many imported goods you buy. |
| Gym Membership | US$50 | |
| Medical Appointment | US$15 | For a private consult at a local clinic. |
| TOTAL | US$1,309 |
| Expense | Monthly Costs | Notes |
|---|---|---|
| Rent | US$1,000 | There’s a wide range of rental properties in the area. |
| Transportation | US$60 | Monthly gas for a private car. |
| Gas | US$6 | A tank of cooking gas will generally last longer than 1 month. |
| Electricity | US$100 | Using A/C at night. |
| Water | US$7.50 | If you’re over 65 your bill is reduced. |
| Cell Phone | US$5 and up | You can purchase calling cards, there’s no need for a set plan. |
| Internet | US$74 | 1,000 Mbps, 2 Cable boxes. |
| Cable TV | – | Bundled with internet. English channels included. |
| Household Help | US$120 | US$15 a day twice a week. |
| Entertainment | US$472 | Eating out twice a week at a mid-range, local restaurant: US$1000. Local drinks twice a week at a nearby watering hole: US$15. Movie theatre trip twice a month: US$12 (US$3 per ticket for retirees). |
| Groceries | US$400 | Depends on how many imported goods you buy. |
| Gym Membership | US$50 | |
| Medical Appointment | US$15 | For a private consult at a local clinic. |
| TOTAL | US$2,309 |
| Expense | Monthly Costs | Notes |
|---|---|---|
| Rent | US$500 | Cheaper options are available but require on-the-ground research and negotiations. |
| Transportation | US$20 | Most of the city is walkable, but you’d want to get a taxi for further trips or large purchases. |
| Gas | US$6 | A tank of cooking gas will generally last longer than 1 month. |
| Electricity | US$20 | Only using fans. A/C will increase bill significantly. |
| Water | US$7.50 | If you’re over 65 your bill is reduced. |
| Cell Phone | US$5 | You can purchase calling cards, there’s no need for a set plan. |
| Internet | US$22 | Basic plan. |
| Cable TV | US$20 | Basic plan. |
| Entertainment | US$60 | Eating out twice a week at a local fonda: US$15 (US$7.50 per meal for two people). |
| Groceries | US$250 | All local-brand items only, shopping at markets and grocery stores. |
| TOTAL | US$910 |
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Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.
We Value Your Privacy! We will not share your email address with anyone else, period.
The journey by bus from David to Panama City (Station) lasts 6 hours and 15 minutes. Plus, it is the most affordable option to travel from Panama to David, with prices ranging from US$15 to US$19.
Yes. David, Panama, has an international airport. The Enrique Malek International Airport serves approximately 20,000 passengers from Mexico, the United States, Canada and Central America.
The average flight time from Panama City to David (Chiriqui) takes 1 hour and 6 minutes.
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