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The city of Tagaytay is one of the most popular tourist destinations in the Philippines and it’s attracted quite a few retirees as well. Although it is only about an hour’s drive from the sprawling metropolis of Manila, there is nothing urban about Tagaytay. It’s a small mountain-resort town surrounded by breathtaking scenery.
Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.
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Tagaytay sits atop a ridge that runs along the north side of beautiful Taal Lake and the Taal Volcano.
At 640 meters (2,100 feet), the air is clean and the climate is mild. This is one of the few places at this latitude that requires neither heat nor air conditioning, as temperatures are comfortable year-round.
The mild climate makes Tagaytay a perfect place to enjoy the outdoors and there are many activities available. Riding horses to the summit of Taal Volcano, picnicking, golfing, swimming, gardening, and dining al fresco are just a few of the options available.
The standard of living is higher in Tagaytay than in most Philippine towns and cities. And the government has also worked hard to promote tourism in the area, as a result, the local economy is comparatively prosperous.
Attractively landscaped gated communities and subdivisions with huge clubhouses and views that extend beyond Taal Lake line the way to the distant Laguna de Bay.
Several hundred foreigners have settled in Tagaytay and many have lived here for decades. They are a social and welcoming group.
English speakers will have no difficulty at all here, as English is an official language of the Philippines and most people are fluent.
Very good medical care is available in town, and several spas and fitness centers promote a healthy lifestyle. Organically grown produce is available at several venues throughout the city, too. Tagaytay, with its spectacular scenery, temperate climate, proximity to Manila, and welcoming foreign community, makes an excellent choice for overseas living.
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Perhaps the greatest appeal, though, to the idea of retirement in Tagaytay is the cost of living.
A couple could live comfortably here on a budget of about US$1,000 per month, but it’s also possible to live better than comfortably in Tagaytay very cheaply.
You could rent a large villa here with a killer view for less than US$600 per month.
The Philippines has one of the best retirement programs for foreigners in the world. Permanent residency is easy to obtain, and comes with a host of incentives ranging from duty-free importation of household belongings to being able to work or own a business.
Tagaytay stretches along a ridge that extends for more than 30 kilometers. This means you’ll likely want to allow money in your budget for a vehicle, insurance and fuel. If you live in one of the gated subdivisions, owning a car or motorbike is a necessity.
| Expense | Monthly Cost | Notes |
|---|---|---|
| Rent | PHP 20,000 | |
| Gas (bottled) | PHP 300 | Used for cooking. |
| Electricity | PHP 2,500 | No air conditioning installed. |
| Water | N/A | Included with electricity. |
| Telephone | PHP 299 | Monthly cellphone contract (700 pesos if landline is desired). |
| Internet | PHP 699 | Wireless. |
| Cable TV | PHP 390 | |
| Groceries | PHP 10,000 | |
| Entertainment | PHP 8,000 | |
| Total | PHP 42,188 |
Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.
We Value Your Privacy! We will not share your email address with anyone else, period.
Tagaytay is known as the Second Summer Capital of the Philippines. It is a favorite destination in the south because of its scenery. Being at a high altitude, it offers views of Taal Lake and Taal Volcano, along with cooler weather. This creates several ways to see the volcano and lake.
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