I’m headed to David, Panama, in one month to visit one of the most popular investment opportunities that Live And Invest Overseas has ever offered.
The play is an investment in local housing. Panama has a growing middle class but a shortage of middle-income housing. This opportunity addresses that supply-versus-demand situation with support from the government.
Specifically, it’s offering zero- to low-interest loans for middle-income buyers as part of a bigger $1 billion investment in housing.
This offer just makes sense, which is part of the reason that 1/3 of current investors have already reinvested. It can hand you a 30% ROI in 24 months.
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Meantime, here’s a bit more about this project…
What’s The Deal?
This is a hard-money loan investment.
The developer owns the land and has the necessary construction permits in hand. He needs funding to construct the homes.
That’s where you come in. With as little as $59,000, you can pre-buy a housing unit that the developer will then resell at a guaranteed rate of return.
Specifically, it’s paid out at a fixed rate of 30% after 24 months. You will pocket $17,700 on top of your original $59,000 investment.
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How It Works
The investment funds are held in escrow with an attorney and released only as construction of the unit progresses.
The lot and house are your collateral if, for some reason, the developer doesn’t sell the house. You can take possession of the house yourself and sell it through a local agent.
This is highly unlikely, however, because the demand for housing is so strong. This project has a built-in sales market with over 400 pre-qualified buyers waiting to buy a home of their own.
Plus, buyers are supported by zero- to low-interest loans from the Panamanian government, making it easy for them to make purchases.
On top of this, there’s a shortage of affordable housing in the area, further enhancing the development’s selling power.
Why Local Housing?
The middle class is expanding across Latin America. The World Bank reports that it grew by 50% between 2008 and 2018, and it’s not finished yet.
This means that millions of people are looking for quality homes, which, for the most part, have not been built yet. In Panama specifically, there’s a deficit of at least 100,000 low- and middle-income homes.
To prevent a crisis, the government has invested $1 billion in local housing and will support developers addressing the deficit as well as middle-income buyers trying to get on the property ladder.
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What I Saw On My Last Visit
I visited the site in 2023 and saw the progress being made at this development with my own eyes.
I was impressed by the size and quality of the completed houses. There’s no other project in Panama that I know of where you can get this kind of value at this price.
The houses have a more elevated look than the matchbox-style housing that you find across Panama.
The homes in this development have plenty of yard space, and the interiors are spacious with nice quality finishes.
I can see this being a great neighborhood once the majority of construction phases are complete. If I lived in David, I’d be happy living here.
When I visit the development in a couple weeks, I’ll update you on the progress that’s been made since my last visit.
What About The Location?
David is the capital of the Chiriquí Province and the third-largest city in Panama, with over 80,000 residents.
In a country with few concentrated population zones, it stands out for its size and busyness.
It’s western Panama’s commercial center, home to shopping malls, restaurants, car dealerships, international banks, and more conveniences.
There aren’t many planned communities in downtown David. Most are at least 30 minutes away by car, and if you know much about Panama, you know that traffic jams can make a quick commute a never-ending one.
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Our development is in central David, 5 to 15 minutes from malls, the airport, supermarkets, hospitals, banks, and more.
It’s also less than an hour to Boquete, the world-famous retirement community in Panama’s highlands.
What Makes This A No-Brainer
First, Panama is a safe-haven market. It’s a booming hub—the economic powerhouse of its region, supported by revenue from the Panama Canal—critical to global trade.
Panama has proven to be bulletproof in times of economic and political uncertainty, coming through global recessions unscathed. It’s a safe place to put your money.
Next, this opportunity is clean and simple. It’s a hard-money loan with a fixed rate of return, paid out over a short time period; specifically, it’s a 30% return paid out in 24 months.
On top of that, it’s a foothold in a market that’s not easy for the individual investor to access—Panama’s local housing market. You’d face a steep learning curve trying to crack into this market on your own.
We’ve done the legwork of identifying the opportunity for you. We’ve also vetted the developer, who has over 40 years of experience in the development of small- to large-scale projects.
The developer has packaged everything to minimize headaches and risks. Pay-outs have been on schedule, and current investors are happy, which is why 1/3 of them have already decided to reinvest.
If you’re interested in joining them and acting on this investment in housing for Panama’s middle class, sign up free for this week’s “Vault of the Americas: Fast-Track Profit Plan Spotlight Event”.
Sincerely,
Monica Linares
Managing Editor, Global Property Advisor
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