Your Guide To Living, Retiring, And Investing Abroad
The 12 Best Places To Retire Overseas In 2026
Inside Your Free Report:
- The 12 best places to retire overseas in 2026
- Where expats are already thriving around the world
- Destinations with strong health care, infrastructure, and lifestyle
- Climate, culture, and daily life in each location
- Real-world monthly budgets—from about $1,400 to $3,000
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Meet Our Experts
Editors, investors, and correspondents who live the international life they write about.
1 of 12 experts
Publisher & Editor-in-Chief
Kathleen Peddicord
Kathleen Peddicord, founder of Live and Invest Overseas, leverages 30+ years of global living, investing, and business expertise. With experience in 75+ countries, businesses in 7 nations, and investments in 24 properties, she offers valuable insights. Formerly with International Living for 23 years, Kathleen contributes to top publications like US News & World Report and Forbes, and authored guides including Retire Overseas and Buy Property Overseas. Passionate about global exploration, she and husband Lief Simon reside in 3 countries, with Irish citizenship, aiding others in seeking opportunities abroad.
Read Kathleen Peddicord’s full profile
International Property & Diversification
Lief Simon
Lief Simon has lived and worked on five continents and traveled to more than 75 countries. In his long career as a global property investor, Lief has also managed multimillion-dollar portfolios of rental properties, for others and for himself. He offers advice on international diversification in his twice-weekly Offshore Living Letter and monthly Simon Letter dispatches.
Read Lief Simon’s full profile
Publisher
Harry Kalashian
Originally from Maryland, Harry has been living overseas for more than a decade. His first stop was in Panama City, Panama, where the Panamanians couldn’t understand him because he couldn’t roll his r’s… or really speak coherent Spanish, anyway. This dilemma continues in his new home of Paris, France, where his spoken French is met with bewilderment or disgust by the friendly locals. Harry has been with Live And Invest Overseas since the company first started, in 2008.
Read Harry Kalashian’s full profile
Editor, In Focus: Europe
Kat Kalashian
Kat Kalashian has grown up around the world, living in the United States, Ireland, France, and Panama, and has traveled extensively in her few years. After living in Panama for seven years, where she enjoyed living for a stint in the tropics, she and her husband relocated back to Paris, France, in 2018 where they now live full-time with their American-born cat, Panamanian-born dog, and French-born daughter.
Read Kat Kalashian’s full profile
Editor, Overseas Property Alert
Sophia Titley
After more than five years of scouting lifestyle havens and investment markets for Live And Invest Overseas, Sophia Titley was handpicked by Lief to become Overseas Property Alert Editor. She’s driven by the same ambition to internationalize her life that kicked off Lief’s early investment career… and led to the well-diversified portfolio that he enjoys today. A born-and-raised expat who has traveled to more than 50 countries, Sophia brings an international perspective to bear as she scours the globe for opportunity. She reveals her market assessments and boots-on-the-ground intel in Overseas Property Alert.
Read Sophia Titley’s full profile
E-letter Production Manager
Victoria Harmer
Victoria’s first stint living overseas was when she found herself studying English Literature at a 200-year-old university in the heart of rural Wales. From there, her desire to discover and explore pastures new grew, and in the intervening years have led her to Thailand, Australia, Panama, Portugal, Germany, Bali, and beyond. In her spare time, she enjoys kayaking, dragon boating, and long walks and good conversation with her boxer dog, Bella.
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Senior Correspondent
Lee Harrison
Lee has been living overseas for nearly three decades, making his first purchase abroad in the colonial city of Cuenca, Ecuador. After that first investment, he traveled extensively across Latin America and Europe looking for the best property deals possible. Lee’s network of property insiders from those travels, along with his understanding of local cultures and languages, has helped him develop insight into local property markets that only the locals usually possess.
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Managing Editor
Mónica Linares
Mónica is a proud Panamanian storyteller with a lifelong passion for narratives in all forms—whether through reading, writing, or exploring new places. Recently, she has been cherishing time with her newest favorite companion, her baby son, whom she can’t wait to take globe-trotting. A graduate of Florida State University, Mónica holds a Bachelor of Science in Communications and Digital Media. She’s been a part of the Live And Invest Overseas family as a writer and editor since 2019. Today, Mónica serves as the Managing Editor of our Panama Letter and Overseas Living Letter, where she focuses on sharing insights about living, retiring, and investing in Panama and beyond.
Read Mónica Linares’s full profile
Panama Liaison
Liz Larroquette
Born in Australia, educated at university and highly traveled with a strong background in hospitality, Liz Larroquette is a premier real estate professional in Panama, specializing in both residential sales and high-end investment properties.
Read Liz Larroquette’s full profile
Belize Liaison
Rachel Jensen
NYC transplant turned Latin Am explorer, Rachel settled in Belize after being enamored by island life in ’12. With sales/marketing experience for a dev co, she launched Luna Realty Belize in ’16 fueled by her love for helping clients find their dream homes. Passionate about edu & prop investment, Rachel left her previous post to focus on her business. Involved in community groups like BNARER & ACES Wildlife Rescue, she also contributes to charitable causes like the SP Xmas Coll. When not working or volunteering, Rachel enjoys hikes, foodie adventures, travel, & spending quality time with her furry friends.
Read Rachel Jensen’s full profile
Portugal Liaisons
Jeff & Jock Woodruff
Jeff and Joch’s journey began in 2007 when they met while volunteering for a San Francisco non-profit. Their connection was instant, leading to a shared life filled with travel dreams. In 2013, they married, embracing the legal recognition of same-sex marriage. Jeff transitioned to a career with the state of California, eventually leading them to Elk Grove. As retirement neared, they explored Portugal, solidifying their decision to move there. With the help of João G Gil Figuera and Luis da Silva, they navigated the visa process and settled in Braga. Despite the pandemic, they eagerly anticipate future travels from their new forever home.
Read Jeff & Jock Woodruff’s full profile
Overseas Living Contributors
Wendy & Darren Howarter
In 2014 Darren and Wendy Howarter left their rural, small-town life in Northern Illinois, USA, and full-time careers to start a new adventure in Colombia, South America. Darren enjoyed selling fine wine and spirits, while Wendy was an attorney for more than 23 years. Since settling in the city of Medellín almost six years ago, they now enjoy a semi-retired lifestyle in the City of Eternal Spring. Darren tracks and trades the U.S. stock market while Wendy is pursuing her passion for writing. They have been conference presenters for the past several years, and enjoy sharing their overseas trials and tribulations, along with tips about moving to Colombia.
Read Wendy & Darren Howarter’s full profileThe Best Places For The Life You Want
Explore our top destinations for retirement, property, and international diversification.
